HRA exemption / 80GG calculator
If your salary includes an HRA component, you get the s.10(13A) exemption. If it does not — or you are self-employed paying rent — you get the much smaller s.80GG deduction. Both apply in the OLD regime only.
Route: s.10(13A) HRA exemption
Least of three: (a) ₹3,00,000 · (b) ₹1,80,000 · (c) ₹3,00,000
Exemption: ₹1,80,000
Both routes are OLD REGIME only — if you opt for the new regime u/s 115BAC, you lose this entirely.
Full guide: section 80GG → · All deductions →
NOT financial advice - seek advice from a professional for your specific situation
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