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    NPS deduction calculator (s.80CCD)

    NPS has three deduction routes. Your own contribution falls under s.80CCD(1) + the extra ₹50,000 under 80CCD(1B). Your employer's contribution is s.80CCD(2). Only 80CCD(2) survives the new regime.

    80CCD(1B) extra: ₹50,000

    80CCD(1) within 80C/80CCE ₹1.5L pool: ₹0

    80CCD(2) employer (cap ₹1,20,000 = 10% of salary): ₹1,00,000

    Total NPS deduction: ₹1,50,000

    80CCD(2) is the only NPS deduction that survives the new regime. Verify the current 80CCD(2) new-regime ceiling against the latest Finance Act before filing.

    Full guide: NPS 80CCD →

    NOT financial advice - seek advice from a professional for your specific situation

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