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    Tax for manufacturing SMEs in India

    Manufacturing is a business. The 15% concessional corporate rate (Section 115BAB) has closed for new entrants, it required commencing manufacture by 31 March 2024, so a new manufacturer now pays 22% under Section 115BAA (or 25/30% under the old regime). MSME (Udyam) thresholds rose on 1 April 2025 (micro up to Rs 2.5 crore investment / Rs 10 crore turnover), and Section 43B(h) makes paying a registered micro or small supplier beyond 45 days deductible only when actually paid. Most manufactured goods are 18% GST with input credit, but credit on factory civil construction is blocked, so ring-fence it from creditable plant and machinery.

    Presumptive + GST + TDS at a glance

    Presumptive taxation

    Section:
    Sec 44AD (for an unincorporated micro unit)
    Deemed profit rate:
    6% on digital receipts / 8% on other receipts
    Classification:
    business

    GST treatment

    Slab:
    18%
    SAC:
    manufactured goods at applicable HSN rate (most 18%, some 5%); regular scheme with input credit
    Composition eligible:
    Yes
    Reverse charge (RCM):
    Not applicable

    TDS exposure

    Last reviewed:

    Guidance, not advice. We explain the rules, we don't assess your situation. Always seek financial or tax advice from your accountant, or contact Income Tax Department. Read our editorial scope →

    Manufacturing is a business, and three current features shape its tax. The concessional 15% corporate rate under Section 115BAB has closed for new entrants, it required commencing manufacture by 31 March 2024 and was not extended, so a manufacturer setting up now pays 22% under Section 115BAA (or normal 25/30% under the old regime). MSME (Udyam) classification limits jumped on 1 April 2025, and Section 43B(h) now makes paying a registered micro or small supplier late a tax cost: the expense is deductible only when actually paid. For GST, most manufactured goods are 18% with input credit, but you must ring-fence creditable plant-and-machinery from non-creditable civil construction.

    What business structure do manufacturing SMEs use?

    The common patterns for manufacturing SMEs are: Private limited company, common for manufacturers (115BAA 22% regime, funding, MSME), LLP or partnership, for a smaller manufacturing firm, Sole proprietor, for a micro unit on 44AD. The right structure depends on revenue, liability exposure, and personal circumstances, covered below.

    The corporate rate: 15% has closed, new entrants pay 22%

    The headline change. The 15% concessional rate under Section 115BAB applied only to companies that commenced manufacture by 31 March 2024, and it was not extended. A company set up or commencing manufacture after that date is not eligible, so a new manufacturer in 2026 pays 22% under Section 115BAA (an effective ~25.17% with surcharge and cess), or the normal 25/30% under the old regime. The 15% survives only for companies that already qualified by the deadline. Do not plan a new factory around the 15% rate, it is legacy.

    The 15% manufacturing rate (115BAB) closed for entrants commencing after 31 March 2024; a new manufacturer now pays 22% under 115BAA or 25/30% under the old regime. (Income-tax Act 1961 s.115BAB (15%, commence-by 31 March 2024) + s.115BAA (22%) (re-enacted in the Income-tax Act 2025))

    MSME limits (raised 2025) and Section 43B(h)

    From 1 April 2025 the MSME (Udyam) thresholds rose sharply: micro is now up to Rs 2.5 crore investment and Rs 10 crore turnover, small up to Rs 25 crore and Rs 100 crore, medium up to Rs 125 crore and Rs 500 crore (trading is excluded). Registration matters because of payment protection: under the MSMED Act a buyer must pay a micro or small supplier within 45 days, and Section 43B(h) of the Income-tax Act allows the expense as a deduction only in the year it is actually paid where payment to a registered micro or small supplier is beyond that timeline. So paying small suppliers late directly defers your own deduction.

    MSME thresholds rose on 1 April 2025; under Section 43B(h), payment to a registered micro or small supplier beyond the MSMED 45-day limit is deductible only when actually paid. (MSMED Act 2006 ss.15-16 (45-day payment) + Income-tax Act 1961 s.43B(h) (deduction on actual payment); Udyam thresholds (Notification 1 April 2025))

    GST input credit: ring-fence plant from civil works

    Most manufactured goods are taxed at 18% GST (some at 5, 12 or 28% plus cess) under the regular scheme with full input credit. The trap is on capital expenditure: input credit on plant and machinery is available, but credit on works contracts and the construction of immovable property (your factory building) is blocked under Section 17(5). So when you build and equip a factory, separate the creditable machinery from the non-creditable civil construction in your accounting, treating the whole project as one blocks credit you were entitled to on the plant.

    Manufactured goods are generally 18% GST with input credit; credit on plant and machinery is allowed but credit on factory civil construction is blocked under Section 17(5). (CGST Act 2017 s.16 (input credit) + s.17(5) (blocked credit on immovable-property construction))

    Allowable expenses

    CategoryExamplesTax treatment
    Raw materialsInputs, components, consumablesCost of production; GST input credit under regular scheme
    Plant and machineryProduction equipment, toolsCapitalised and depreciated; GST input credit available (ring-fence from civil works)
    Factory runningPower, fuel, factory rent, maintenanceDeductible business expense
    Labour and job-workWages, contract labour, job-work chargesDeductible; 194C TDS on job-work; pay small suppliers within 45 days (43B(h))
    AdminAccounting, GST and ROC filing, softwareDeductible business expense

    Vehicle and travel costs

    Goods and delivery vehicles used in the business are depreciable and their running costs deductible; input credit on most motor vehicles is restricted under Section 17(5).

    Capital allowances and equipment

    Under the old regime a manufacturer could claim 20% additional depreciation on new plant and machinery (Section 32(1)(iia)) and 100% on in-house R&D (Section 35(2AB)), but both are forgone if you opt into the 22% 115BAA regime. The choice is lower rate versus keeping the deductions, model both.

    Worked example

    Shakti Components — Coimbatore, TN

    new auto-components manufacturer (private limited) (2026-27)

    Incorporated and commenced manufacture in 2025, after the 31 March 2024 cut-off. Registered as a small enterprise under Udyam. Buys parts from micro and small suppliers.

    Because it commenced after 31 March 2024, the 15% rate under 115BAB is not available, so it opts for 22% under Section 115BAA (forgoing additional depreciation and the R&D deduction). It charges 18% GST on output with input credit, but ring-fences the creditable machinery from the non-creditable factory-building works. It pays its registered micro and small suppliers within 45 days, because any payment beyond that would be deductible only when actually paid under Section 43B(h), deferring its own deduction.

    Common audit triggers for manufacturing SMEs

    Frequently asked questions

    Can a new manufacturer get the 15% tax rate?+
    No. The 15% concessional rate under Section 115BAB required commencing manufacture by 31 March 2024 and was not extended. A company set up or commencing after that date is not eligible and pays 22% under Section 115BAA (effective about 25.17% with surcharge and cess), or 25/30% under the old regime. The 15% survives only for companies that already qualified by the deadline.
    What changed for MSME classification in 2025?+
    From 1 April 2025 the Udyam thresholds rose: micro is now up to Rs 2.5 crore investment and Rs 10 crore turnover, small up to Rs 25 crore and Rs 100 crore, and medium up to Rs 125 crore and Rs 500 crore. Trading is excluded from MSME classification. Do not use the old pre-2025 limits (Rs 1 crore / Rs 5 crore for micro), which are out of date.
    What is Section 43B(h) and why does it matter?+
    It makes paying a registered micro or small supplier beyond the MSMED Act timeline (45 days) deductible only in the year you actually pay, not on accrual. So if you owe a small supplier and pay late, you cannot deduct that expense until payment, which can pull a deduction into a later year and increase this year's tax. Pay micro and small suppliers within 45 days.
    Can I claim GST credit on building my factory?+
    On the plant and machinery, yes; on the factory building's civil construction, no, input credit on works contracts and immovable-property construction is blocked under Section 17(5). So in your accounting, ring-fence the creditable machinery from the non-creditable civil works. Treating the whole project as one risks losing credit you were entitled to on the plant.

    Last reviewed: